These Terms and Conditions govern your use of the 3pate platform — including all casino games, sports betting markets, account management, payment processing, and promotional offers. Please read this document carefully before using any 3pate service. By registering an account or placing any bet on 3pate, you confirm that you have read, understood, and accepted these terms in full.
A plain-English summary of the most important points before you read the full agreement below.
You must be at least 21 years of age and a resident of a jurisdiction where online gaming is not explicitly prohibited. CNIC-based age verification is mandatory at registration. Accounts found to belong to under-age individuals are immediately terminated and all funds forfeited.
Each individual is permitted exactly one 3pate account. Duplicate accounts are strictly prohibited and will result in permanent suspension of all associated accounts and forfeiture of all balances, including any pending withdrawals.
All promotional offers on 3pate are subject to specific wagering requirements, game contribution rates, minimum deposit thresholds, and expiry windows. Bonus funds and real-money funds are tracked separately in your 3pate wallet.
3pate accounts operate in Pakistani Rupees (PKR). Deposits, bets, winnings, and withdrawals are all denominated in PKR. No currency conversion is applied by 3pate, though your payment provider may have its own policies.
Any use of software, bots, exploits, arbitrage strategies, or coordinated play schemes designed to circumvent the normal house edge on 3pate is strictly forbidden and will result in immediate account suspension and reversal of affected winnings.
You are solely responsible for maintaining the confidentiality of your 3pate login credentials. Any activity carried out under your account is your responsibility. Enable 2FA from Security Settings to add an additional layer of protection to your account.
For the purposes of these Terms and Conditions, the following definitions apply throughout the document:
By accessing the 3pate website at 3pate.app, creating an account, making a deposit, or placing any bet or wager, you unconditionally accept these Terms and Conditions in their entirety. If you do not agree with any provision of these Terms, you must immediately cease using the 3pate platform and close your account by contacting our support team.
These Terms and Conditions must be read in conjunction with 3pate's Privacy Policy and Responsible Gaming Policy, both of which form an integral part of the overall agreement between you and 3pate. Where any conflict arises between these documents, these Terms and Conditions take precedence unless otherwise specified.
3pate reserves the right to refuse service to any individual without providing a reason, including but not limited to instances where the platform has reason to believe these Terms have been or are likely to be violated.
To register and use a 3pate account, you must satisfy all of the following eligibility criteria at the time of registration and throughout your continued use of the platform:
Your 3pate account is personal to you and must not be shared with, transferred to, or accessed by any other individual. You are solely responsible for all activity conducted through your account, whether authorised by you or not, except where such activity results directly from a proven security failure on the part of 3pate's technical infrastructure.
You are obligated to maintain the confidentiality of your 3pate login credentials — your username, password, and any OTP codes generated for your account. 3pate recommends enabling two-factor authentication (2FA) via your Security Settings to further protect your account. 3pate will never ask you for your password via email, live chat, or any other communication channel.
3pate reserves the right to request additional identity verification documents from any account holder at any time. This may include government-issued photo identification (CNIC), proof of address, payment method verification, or source of funds documentation. Failure to provide requested verification within the timeframe specified by 3pate may result in temporary restriction of account functionality, including the suspension of withdrawal rights, until verification is satisfactorily completed.
3pate reserves the right to close, suspend, or restrict any account at its sole discretion if there is a reasonable basis to suspect a violation of these Terms, fraudulent activity, money laundering, or any other prohibited conduct. In such circumstances, 3pate will retain any funds in the account pending investigation.
| Account Action | Initiated By | Processing Time |
|---|---|---|
| Account Registration | User | Immediate (subject to verification) |
| Password Reset via OTP | User | Immediate |
| 2FA Activation/Deactivation | User | Immediate |
| Voluntary Account Closure | User via Support | Within 5 business days |
| Involuntary Suspension | 3pate | Immediate |
| Responsible Gaming Self-Exclusion | User | Immediate (min 6 months) |
All financial transactions on 3pate are processed in Pakistani Rupees (PKR). The following terms govern deposits and withdrawals:
5.1 Deposits. 3pate accepts deposits via JazzCash, EasyPaisa, HBL bank transfer, UBL bank transfer, and Meezan Bank transfer. The minimum deposit amount is Rs 500. Deposits via JazzCash and EasyPaisa are credited to your PKR Wallet immediately upon successful transaction confirmation. Bank transfers are credited on the same business day for transactions received before 5:00 PM Pakistan Standard Time. 3pate does not charge deposit fees; however, your payment provider may apply its own transaction charges.
5.2 Withdrawals. Withdrawal requests may only be submitted by verified account holders to payment methods that have been previously used for deposit on the same account. The minimum withdrawal amount is Rs 1,000. Withdrawals to JazzCash and EasyPaisa accounts are typically processed within 30 minutes of approval for fully verified accounts. Bank transfers to HBL, UBL, and Meezan Bank accounts are processed within one business day. 3pate does not charge withdrawal fees.
5.3 Withdrawal Verification. 3pate reserves the right to conduct Know Your Customer (KYC) verification before processing any withdrawal. Documents requested may include CNIC, selfie with ID, and proof of payment method ownership. 3pate may also apply enhanced due diligence to withdrawal requests that exceed Rs 100,000 in a single transaction.
5.4 Funds Ownership. Funds deposited into your 3pate PKR Wallet remain your property. However, 3pate retains the right to withhold funds from withdrawal where there is a reasonable suspicion of fraudulent activity, violation of these Terms, or pending resolution of a dispute. In such cases, 3pate will notify you via your registered contact details and provide a timeframe for resolution.
6.1 Bet Placement. A bet placed on 3pate is final once confirmed by the system. Users are responsible for ensuring the accuracy of all bet selections, stakes, and markets before confirming a wager. 3pate will not accept requests to cancel, amend, or reverse confirmed bets except in circumstances described in Section 6.3.
6.2 Minimum and Maximum Stakes. Minimum and maximum stake limits vary by market, game type, and table. These limits are displayed clearly within the relevant betting interface before a wager is placed. 3pate reserves the right to adjust individual account betting limits at its sole discretion, including the application of lower maximum stake limits to accounts that demonstrate patterns consistent with professional arbitrage or matched betting strategies.
6.3 Void Bets. A bet may be declared void and the stake returned to your PKR Wallet in the following circumstances: an event is cancelled or abandoned without a result being determined; a manifest error in odds or pricing is identified; technical failure on 3pate's infrastructure directly causes an incorrect outcome to be recorded. 3pate's decision on void bets is final.
6.4 Disputes. Any dispute relating to a bet result must be raised with 3pate's support team within 72 hours of the relevant event settling. Disputes submitted after this window will not be entertained. 3pate's internal dispute resolution team will review the matter and provide a response within 5 business days.
7.1 Game Fairness. All software casino games available on 3pate — including slots and RNG table games — use certified Random Number Generators (RNGs) that have been independently audited for fairness. Published Return to Player (RTP) percentages are accurate to the certified game mathematics. 3pate publishes minimum RTP standards for all game categories.
7.2 Live Dealer Games. Live casino games on 3pate are streamed from certified studio environments operated by licensed third-party providers. 3pate is not responsible for technical interruptions originating from the studio provider's infrastructure. In the event of a live game disconnection during an active bet, the outcome will be determined based on the state of play at the time of disconnection, consistent with the relevant game provider's disconnection policy.
7.3 Game Availability. 3pate reserves the right to withdraw, replace, or modify any game in its catalogue without prior notice. Removal of a game does not entitle users to compensation for any anticipated future gameplay on that title.
7.4 Malfunction Policy. In the event of a software malfunction or technical error affecting a casino game result, 3pate reserves the right to declare the affected round(s) void and return all stakes to the relevant user accounts. Winnings derived from a malfunctioning game will not be paid out. 3pate's determination of whether a malfunction occurred is final.
8.1 General Bonus Terms. All bonuses and promotions offered by 3pate are subject to the specific terms published alongside each individual offer, in addition to the general terms contained in this section. Where a conflict exists between a promotion's specific terms and these general terms, the specific promotion terms take precedence.
8.2 Wagering Requirements. Bonus funds awarded by 3pate are subject to wagering requirements before they may be withdrawn. The wagering requirement applicable to a specific bonus is stated in the relevant promotion terms. Different game types contribute at different rates toward clearing a wagering requirement — live casino games typically contribute at a lower rate than slots. The specific contribution rates applicable to each offer are detailed in the relevant promotion's terms.
8.3 Bonus Eligibility. Welcome bonuses are available to new 3pate accounts making their first deposit only, subject to the minimum qualifying deposit specified in the offer. One welcome bonus per verified individual (CNIC), household address, payment method, and device is permitted. 3pate reserves the right to remove bonus eligibility from accounts where abuse of promotional terms is suspected.
8.4 Bonus Expiry. Unless otherwise stated in the specific promotion terms, bonus funds and associated wagering requirements expire 30 days from the date on which the bonus is credited to your account. Expired bonus funds are removed from your account without compensation.
The following actions and behaviours are strictly prohibited on the 3pate platform. Engaging in any Prohibited Conduct may result in immediate account suspension, permanent termination, forfeiture of all funds in your PKR Wallet, and, where applicable, reporting of the matter to relevant law enforcement authorities:
All content available on the 3pate platform — including but not limited to the 3pate brand name, logo, trade marks, software, game interfaces, graphics, text content, and data structures — is the intellectual property of 3pate or its licensed third-party providers and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 3pate platform for personal entertainment purposes only. This licence does not permit you to copy, reproduce, modify, distribute, publicly display, or create derivative works from any 3pate content without prior written authorisation from 3pate's management team.
Any unauthorised use of 3pate's intellectual property — including copying of game interfaces, reproducing the 3pate brand in any commercial context, or reverse-engineering any aspect of the platform's technical architecture — is strictly prohibited and may result in legal action.
11.1 3pate provides its platform on an "as is" and "as available" basis. While 3pate uses reasonable commercial efforts to maintain platform availability, we do not guarantee uninterrupted, error-free access to the service at all times.
11.2 3pate shall not be liable to you for any loss or damage arising from: temporary platform unavailability due to maintenance, technical failures, or circumstances beyond 3pate's reasonable control; inaccurate or incomplete information you provided at registration; delays in payment processing attributable to your payment provider; or any losses arising from your use of the platform in a manner inconsistent with these Terms.
11.3 To the maximum extent permitted by applicable law, 3pate's total aggregate liability to any user in connection with any claim arising from use of the platform shall not exceed the total amount deposited by that user in the 12 months immediately preceding the event giving rise to the claim.
11.4 Nothing in these Terms limits 3pate's liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded under applicable law.
3pate collects, processes, and stores personal data in accordance with our Privacy Policy, which forms part of the overall agreement between you and 3pate. By registering an account, you consent to the collection and processing of your personal data as described therein.
Personal data collected during registration and subsequent use of the 3pate platform — including your mobile number, CNIC information, transaction history, and gameplay data — is used for account management, identity verification, fraud prevention, regulatory compliance, and the improvement of 3pate's services. 3pate does not sell personal data to unaffiliated third parties for marketing purposes.
3pate may share your data with third-party service providers necessary to operate the platform — including payment processors, KYC verification providers, and game software suppliers — under data processing agreements that impose appropriate data protection obligations. 3pate may also be required to disclose data to regulatory or law enforcement authorities under applicable legal obligations.
3pate is committed to promoting responsible gaming practices and providing tools to support players who need assistance managing their gambling activity. The following responsible gaming provisions form part of these Terms:
13.1 Age Verification. The 3pate platform is strictly for individuals aged 21 or above. CNIC verification is mandatory. Any attempt to circumvent the age verification process is a serious violation of these Terms and will result in permanent account closure and reporting to relevant authorities where required.
13.2 Player-Initiated Limits. All 3pate account holders have the right to set voluntary limits on their gaming activity at any time via their Account Settings, without contacting support. Available tools include: daily, weekly, and monthly deposit limits; daily, weekly, and monthly loss limits; session time reminders; and cooling-off periods of between 24 hours and 6 weeks.
13.3 Self-Exclusion. Any 3pate account holder may request self-exclusion at any time. Self-exclusion requests are processed immediately and result in the deactivation of your account for a minimum period of 6 months, with options extending to permanent exclusion. Self-exclusion cannot be reversed within the requested exclusion period. Pending withdrawals are processed normally during the self-exclusion period.
13.4 3pate's Obligations. 3pate reserves the right to impose limits, restrict gameplay, or initiate a responsible gaming conversation with any player where our monitoring systems identify patterns consistent with problem gambling behaviour — including, but not limited to, extended session durations, rapid repeated deposits following losses, or significant increases in average stake size. These interventions are conducted with sensitivity and in the interest of player welfare.
3pate reserves the right to amend, update, or replace these Terms and Conditions at any time. When material changes are made, 3pate will notify registered users via the contact details held on your account — typically by SMS to your registered Pakistani mobile number — and will publish the revised Terms on this page with an updated effective date.
Your continued use of the 3pate platform after the notified effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must cease using the platform and contact our support team to arrange the closure of your account and the withdrawal of any funds held in your PKR Wallet.
3pate will not make retroactive changes to these Terms that would have a material negative effect on bets or transactions already confirmed prior to the effective date of any amendment.
3pate operates under an internationally recognised online gaming licence. These Terms and Conditions, and any dispute or claim arising in connection with them or the use of the 3pate platform, shall be subject to the jurisdiction and laws applicable under 3pate's operating licence.
By using the 3pate platform, you acknowledge and agree that you are doing so voluntarily and that you are aware of the legal and regulatory context applicable in your jurisdiction. 3pate makes no representation that its services are legal or appropriate in your specific location and does not accept liability for users who access the platform from restricted jurisdictions.
Any dispute between you and 3pate that cannot be resolved through our internal dispute resolution process will be subject to binding arbitration under the rules of an internationally recognised arbitration body, details of which will be provided to you at the time any dispute is escalated.
If you have any questions, concerns, or feedback regarding these Terms and Conditions, please contact the 3pate support team through the following channels:
For responsible gaming-related inquiries — including self-exclusion requests, limit adjustments, or problem gambling support — please reference the Responsible Gaming section of the 3pate website, or raise the matter directly with our support team who are trained to handle these conversations sensitively and confidentially.
These Terms and Conditions were last updated in 2026 and supersede all previous versions. © 2026 3pate. All rights reserved.
With your Terms and Conditions knowledge in hand, you are fully prepared to enjoy everything 3pate has to offer — from live Andar Bahar tables to PSL cricket betting and 200+ certified slot titles, all in PKR.
21+ Must be 21 or older to play. Please gamble responsibly. 3pate is an internationally licensed platform.